A sudden, unexpected and unforeseen bodily Injury to a Close Relative, caused by violent, visible and external means. The Accident must result in a Medically Necessary admission for the individual to a Hospital bed on the advice of a Legally Qualified Physician for a minimum of six (6) consecutive days (1 day is 24 hours).
Area of Cover
Europe: The following European countries: Albania, Andorra, Austria, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Channel Islands, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Great Britain, Greece, Greenland, Hungary, Iceland, Ireland, all islands of the Mediterranean, Isle of Man, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, Ukraine, Vatican State.
USA: Domestic United States of America, North America and Mexico.
Worldwide: All countries worldwide.
Country of Residence
b) a place operated for the care and treatment of resident in patients with a registered graduate nurse (RN) always on duty and with a laboratory and X-Ray facility.
c) a place recognized as a general hospital by the joint commission on the accreditation of hospitals. Not included is a hospital or institution licensed or used principally i) for the treatment or care of drug addicts or alcoholics: ii) as a clinic for continued or extended care facility, skilled nursing facility, convalescent home, rest home, nursing home or home for the aged.
Injury / Injuries
Legally Qualified Physician
Summary of Coverage
Travel Assistance Service Provider
The 120 days from the Member's Effective Date where no benefits are payable.